Even with the stock market reaching all-time highs and many Americans smiling at the look of their 401(k) valuations, storm clouds are gathering in Washington and abroad that may mean higher costs for investors, lower returns in the long run and less freedom to cash out when that rainy day comes.

Read the full editorial here: https://www.ocregister.com/2014/10/23/paul-atkins-now-they-want-a-bite-of-your-mutual-fund/